Cheryl Caldwell - William Raveis - The Dolores Person Group



Posted by Cheryl Caldwell on 10/4/2019

If you want to acquire the best house at the lowest price, it pays to conduct an in-depth home search. In fact, there are many reasons why you should perform a comprehensive house search, and these include:

1. You can define your dream house.

For those who enter the housing market without a clear-cut definition of a "dream home," there is no need to worry. If you perform an extensive house search, you'll be better equipped than ever before to differentiate home must-haves from wants.

Ultimately, the definition of a dream home varies from buyer to buyer. As you map out your homebuying journey, it helps to put together a list of house must-haves and wants so you can tailor your home search accordingly.

Once you determine what you want to find in your dream house, you can assess the housing market and search for your ideal home. Then, when you locate your ideal residence, you should have no trouble submitting a competitive offer and moving one step closer to buying your dream house.

2. You can avoid the dangers associated with paying too much for a home.

Oftentimes, it is easy to attend a home showing and submit an offer on a home. But if you do so without performing housing market research, you risk overspending to purchase your ideal residence.

When it comes to determining the best price for a house, it helps to look closely at real estate market data. This information can help you differentiate a buyer's market from a seller's market, analyze the prices of houses in your city and town and much more. Perhaps most important, reviewing housing market data may enable you to avoid the temptation to spend too much to acquire your dream home.

3. You can reduce the risk of purchasing a home that fails to meet your expectations.

An in-depth home search reduces the risk that you'll be forced to "settle" for a home that fails to meet your expectations. Instead, you can allocate plenty of time and resources to search far and wide for your ideal residence. And if you find your dream home, you can rest assured that you'll be able to purchase this residence and enjoy it for years to come.

Clearly, there is a lot to think about if you intend to buy a house in the foreseeable future. But if you collaborate with a real estate agent, you can receive expert support at each stage of the homebuying journey.

A real estate agent will learn about you and your homebuying goals. Next, this housing market professional will keep you informed about available houses in your preferred cities and towns and set up home showings. A real estate agent will even help you submit offers on houses and ensure you can get the best price on any residence, at any time.

Take the guesswork out of buying a house Ė consult with a real estate agent today, and you can get the help you need to make your homeownership dream come true.





Posted by Cheryl Caldwell on 9/6/2019

The ultimate goal of a home search is to find a residence that matches or exceeds your expectations. To enjoy a rewarding homebuying experience, you need to prepare accordingly.

Now, let's take a look at three tips to help you reap the benefits of a successful homebuying experience.

1. Narrow Your House Search

Think about where you want to live. By doing so, you can refine your home search and look for houses in your preferred cities and towns.

Also, creating a list of homebuying criteria usually is a good idea. This list can include home must-haves and wants, and ultimately, will help you further narrow your house search.

2. Get Pre-Approved for a Mortgage

Purchasing a house can be simple, particularly for those who get pre-approved for a mortgage. With a mortgage in hand, you can enter the real estate market with a budget. Then, you can pursue houses that fall within your price range and speed up your search for your dream home.

To get pre-approved for a mortgage, it is important to review all of the mortgage options at your disposal. Meet with banks and credit unions and discuss various mortgage options. This will allow you to learn about the differences between adjustable- and fixed-rate mortgages and find a mortgage that corresponds to your finances.

In addition, don't hesitate to ask mortgage questions when you meet with banks and credit unions. Lenders employ friendly, knowledgeable mortgage specialists, and these professionals will do everything possible to help you make an informed mortgage decision.

3. Work with a Real Estate Agent

A rewarding homebuying experience may be tough to achieve if you decide to pursue a house on your own. Thankfully, real estate agents are available who can provide plenty of guidance along the homebuying journey and ensure you can accomplish your desired results.

If you work with a real estate agent, you can take the guesswork out of purchasing a house. First, a real estate agent will meet with you and learn about you and your homebuying goals. This housing market professional then will craft a homebuying strategy to help you achieve the best-possible results as quickly as possible.

In addition, a real estate agent will keep you up to date about open house events, set up home showings and help you analyze the housing market. If you discover your dream house, a real estate agent will help you put together a competitive offer to purchase this home. Plus, if you have concerns or questions at any point during the homebuying journey, a real estate agent can respond to them.

When it comes to simplifying the homebuying experience, hiring a real estate agent is essential. Because if you have a top-notch real estate agent at your side, you can get the help you need to seamlessly navigate the homebuying journey.

Ready to find your dream house? Use the aforementioned tips, and you can enjoy a rewarding homebuying experience.




Categories: Buying a Home   buying tips  


Posted by Cheryl Caldwell on 7/5/2019

Itís not always easy to move up to that dream home. Finding that special place that meets all your needs AND fulfills all your desires requires clarity on your part and diligence on the part of your real estate professional. After all, if you donít know what you both need and what you want, your agent certainly wonít know what to look for.

The ďIíll know it when I see itĒ concept of house-hunting is rarely fruitful unless you define ďitĒ clearly.

Make a list

Grab a notebook or use your smartphone to keep a list of what you need and what you want. The list will grow and even change over time, so keep the notebook with you. You'll find inspiration in something you see on the television while you wait in the dentist's office, and you need to write it down immediately.

Take a shot

Youíll walk through a store display and see "just the thing" that goes with the design in your head. Snap a picture of what you like with your phone so you have it on hand. 

If while walking through an open house, a certain style connects with you, but you donít know how to describe it, take a photo so you can show your agent. Even if that house doesnít have ALL the things you want, some house might.

Have an open mind

If a property has most of what you want, be open to the possibility of a limited renovation to get the rest. The important thing is its bones; itís basic structure. Some designs lend themselves to easy add-ons, but most donít, so if the home you choose has a complicated roofline, make sure it also has the room inside to make your layout changes since adding on is more difficult. On the other hand, simple structures such as ranch-style or mid-century modern might more easily accommodate the addition you envision.

Keep options open

Consider pairing up a renovation contractor with your real estate agent to determine if your changes work with an available listing. Similar to what you see on home-buying television shows, getting a contractorís expert eye on the property could mean the difference between finding the home with the right structure or missing out entirely getting what you really want.

Find out if your agent can suggest a reputable contractor or find one through a friend or verified listing service. Even if your dream home isnít already out there Ö it can be.




Categories: buyer tips   buyers guide   dream home  


Posted by Cheryl Caldwell on 3/29/2019

As a home seller, it is essential to do everything possible to promote your house to the right groups of property buyers. However, as you approach the finish line of a home sale, you may encounter a "persistent" homebuyer. And if this happens, the home selling process may come to a screeching halt.

A persistent homebuyer may be more likely than others to demand home improvements or a price reduction to finalize a house sale. As a result, you may need to decide whether to accommodate this homebuyer's requests, continue to negotiate with him or her or walk away from a potential home sale altogether.

So what does it take to deal with a persistent homebuyer? Here are three tips to help you do just that.

1. Understand the Housing Market

Are a homebuyer's requests valid? If so, they are likely to be based on housing market data. Therefore, if you analyze the housing market closely, you can better understand a persistent homebuyer's demands and proceed accordingly.

Take a look at the prices of comparable houses in your city or town. By doing so, you can determine how your house's price rates against the competition.

Also, don't forget to assess the prices of recently sold homes in your area. This housing market data will help you understand the demand for houses in your city or town and determine whether you're operating in a seller's or buyer's market.

2. Stand Your Ground

A persistent homebuyer may be in a hurry to purchase your house. As such, he or she may push you to make rash decisions that may not be in your best interest.

For home sellers, it is important to take a step back and evaluate all aspects of any home selling decisions. And if you feel uncomfortable with a homebuyer's requests, you should feel comfortable walking away from a possible home sale.

Ultimately, declining a homebuyer's requests and walking away from a home sale is far from ideal. On the other hand, doing so will allow you to reenter the housing market and restart the home selling journey with a fresh perspective.

3. Consult with a Real Estate Agent

If you're unsure about how to deal with a persistent homebuyer, you're probably not alone. Lucky for you, real estate agents are available nationwide to help you handle tough negotiations with any homebuyer, at any time.

A real estate agent understands the art of negotiation and can share his or her housing market expertise with you. That way, you can get the support you need to make informed decisions at each stage of the home selling journey.

Perhaps best of all, a real estate agent will respond to your home selling queries as the property selling journey progresses. No question is too big or too small for a real estate agent, and this housing market professional is happy to answer your home selling questions time and time again.

Take the guesswork out of dealing with a persistent homebuyer Ė use these tips, and you can boost your chances of getting the best results from the home selling journey.





Posted by Cheryl Caldwell on 2/8/2019

Finding your new home is an exciting new prospect, and you want to ensure you get the home you really want. Before you start your home-search take some time to thoroughly consider what you want and need out of a home, what you want it to look like and what features you desire in your neighborhood and the surrounding area. To get you started, here are some pointers for creating your ideal home checklist.

Home Features

  • Basic Requirements. What do you need in a house? Take inventory of your household needs and belongings to determine your basic desires, outside of the obvious roof over your head, running water and electricity. If you have multiple children, do you want them to have their own rooms? Do they need a bathroom they can share? Does your elderly parent live with you and need a ground floor room with easy access to the kitchen and living spaces? Maybe youíre a single professional or young couple focused on starting a new business, so space for a home office or workshop is at the top of the list. Number of rooms, bathrooms, size of the yard, features and layout of the kitchen, storage space and number, size or openness of living areas are all things to consider when developing your needs list.
  • Desires. What do you want in a house? Separating needs and wants can be difficult when dreaming of your new home. Start with the big and more obvious ones, like a pool or built-in barbecue, crown molding or a chefís kitchen. You can add many features that you want after the fact. You can install a pool, replace the sliding door with French doors and even add your own crown molding. Setting aside some wants initially can open up your budget to purchasing a home that you can then invest more funds in and install most of the features you want. If youíre not interested in putting additional work into the house once you move in it is helpful to see what features bring up the cost of your new home so you can start thinking about what you can live without when it comes down to crunching numbers and staying within your means.
  • Take it or leave it. You have your list now consider what items you entirely canít live without (from the want or need category) and what you can be more flexible on. Unless youíre building a home from scratch with the perfect budget to boot, you will have to be flexible when searching for your home. Not every house will have every single feature on your list. Is it the master bath with his and her sinks that you need? Is it a big yard with a tree perfect for your kidís treehouse, or is it a multi-story home with den and living room that are your most sought-after features? Finally, determine which features to keep on the list to help with future resale value, even if they arenít on your initial needs or wants lists.
  • Resale Potential. The things you arenít thinking of. Where does potential resale value fit into your overall home buying plan? You might love a home with vintage French windows, but a house with dual-pane windows might add more value to the home when you try to sell it later. Maybe you donít care about hardwood floors, or you arenít thinking about ample built-in storage space, but your future buyers are, and you have the opportunity to invest now in added value later. When you review your ideal home checklist with your real estate agent ask for advice on how your needs and preferences align with a future resale. 

Before you start your home search or dive too deep into online listings work with your real estate agent to hammer out your ideal home checklist. Once you know what you desire in a home start working with your agent to find the best area for you to live in, read on to part two of this article to create your ideal neighborhood checklist.