Cheryl Caldwell - William Raveis - The Dolores Person Group



Posted by Cheryl Caldwell on 6/19/2020

This Condo in West Newbury, MA recently sold for $763,181. This Detached style home was sold by Cheryl Caldwell - William Raveis - The Dolores Person Group.


33 Daley Dr, West Newbury, MA 01985

Condo

$683,010
Price
$763,181
Sale Price

8
Rooms
3
Beds
2/1
Full/Half Baths
"The Darby" features a 1st floor master suite with large walk-in closet & full bath. The main level also offers open concept living and dining room which opens to large kitchen. This floor plan includes two additional bedrooms on the second level, a 2nd floor bonus room/office, and a partially finished lower level. Two additional bedrooms and another full bath are also located on the 2nd floor. All models feature hardwood floors and 9’ ceilings on 1st level along with fabulous options to fit your style. The Cottages at Drakes Landing is West Newbury’s newest 34 home community, offering quality design and construction paired with a natural setting and desirable amenities. Here you will find access to community walking trails, community pocket park with patio, outdoor fireplace, and inviting front porches.

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Tags: West Newbury   Real Estate   Condo   01985  
Categories: Sold Homes  


Posted by Cheryl Caldwell on 6/19/2020

Photo by Erda Estremera on Unsplash

Does anyone look forward to moving? Sure, it's exciting to relocate to a new home, a new city and/or a new neighborhood, but the physical act of getting your belongings from one place to another can often be time-consuming and stressful. The good news is there are steps you can take to make this process easier. It goes without saying that you should start as early as possible. In addition, keep the following tips in mind.

1. Use this opportunity to de-clutter.

Moving is a great time to rid your household of those items you seldom or never use. Whether it's collections, books, clothing or sporting equipment, take a close look at the items you're packing and make a pile to send to a local charity, to sell or to give away to friends or family members. You'll be grateful when you have less to unpack and find homes for in your new residence.

2. Label your boxes with colorful paper for easy sorting.

Create a color-coded system for each room of your home. Label your boxes with a colored paper so you'll know easily which room they belong in when you get to the new house. Sticky notes are a great option because they come in a variety of bright colors. Be sure to mark at least two sides on each box and secure the labels with some extra tape so they stay in place during transit.

3. Use small boxes for heavy items.

While it's tempting to fill large boxes to the brim, these can be back-breaking to carry from the house to the truck and into the new place. Instead, opt for small boxes for things like books, dishes, kitchenware and other heavy items. One book or one plate isn't very heavy but an entire set of them can be extremely difficult to lift.

4. Pack a moving day emergency box

Whether you are moving with or without a professional mover, you'll want to pack a box with your essential items and keep it with you. This can include glasses, phones and chargers, prescriptions, toiletries, important documents, cleaning products, a change of clothes for all family members and even a set of plates and utensils to use until you get all of your kitchen boxes unpacked.

Moving your household belongings doesn't have to be something to dread. Make your move less stressful by de-cluttering your rooms and closets before you move, marking your boxes so you know where to put them in the new house and making sure to pack an emergency essentials box.




Categories: Buying  


Posted by Cheryl Caldwell on 6/12/2020

If you have just purchased a home, you have the option to refinance your home soon. Just because you can refinance your home doesn’t mean that you should. How long you should wait to refinance your home depends on a few things including:


  • Your refinancing goals
  • The rules of your lender
  • If your mortgage has a pre-payment penalty clause

Goals


Your goals for refinancing are among the most important things when considering whether to refinance. Lenders typically won’t refinance a loan that you have secured in the last 120-180 days, so if you’re looking to lower your monthly payments, you may have to shop for a new lender.    


The Type Of Loan You Have


If your financial situation has changed, it may be smart to change the type of loan that you have. Oftentimes, changing the rate and the terms of the loan can give you the extra freedom that you need for your loan and your life. 


Pay Off Your Mortgage Faster


If you do a cash-in refinance, this could be a smart way for you to build equity for your financial future and help you to secure a lower rate for your mortgage. Keep in mind that FHA loans are a bit different when it comes to paying down your mortgage. The FHA streamline program requires that you wait a minimum of 6 months before you refinance. 


Pre-payment Penalties


 Before you refinance your home, you’ll need to double-check to ensure that your mortgage doesn’t have a pre-payment penalty. If you do have one of these clauses included in your loan agreement, you should consult your lender to make sure that refinancing is a smart move for you.


Lender’s Rules


Every lender has different rules as to how quickly you can refinance your mortgage. You may also need to meet certain qualifications in order to go ahead with the refinancing. 


As tempting as it can be to try and get a lower mortgage rate, you may want to hold off on refinancing for a variety of reasons. Remember that every time you refinance your home, you’ll need to pay closing costs and other fees. While it may be a savings in the long term, it could cost you some up front cash. 


The best course of action is ideally to shop for  a lender and a mortgage rate that will suit your needs from the beginning. While no one can completely predict a changing market, you can shop around and find the right rate and loan for you at the time.




Tags: refinancing  
Categories: finances  


Posted by Cheryl Caldwell on 6/5/2020

If you recently bought or sold a house and need to move in the near future, there is no reason to put off packing. However, procrastination sometimes can get the best of people and lead individuals to wait until the final possible moment to pack.

Packing items at the last minute can be stressful. As such, it is important to do everything possible to avoid the risk of packing procrastination.

Lucky for you, we're here to help you prep for your upcoming move and ensure all of your belongings are packed and ready to go for moving day.

Now, let's take a look at three tips that you can use to overcome packing procrastination.

1. Plan Ahead As Much As Possible

Although it may be several weeks or months before you need to leave your current address, it never hurts to start planning for moving day early. That way, you can identify any potential moving day hurdles and eliminate these obstacles as quickly as possible.

To plan ahead for moving day, take a close look at your belongings and determine which items you intend to keep. If you have excess belongings, you should sell, donate or dispose of these items as soon as you can.

In addition, you may want to reach out to local moving companies. If you hire a moving company today, you'll be able to receive expert support when you finally transport your belongings to your new address.

2. Eliminate Distractions

Let's face it – life is busy, particularly for those who are moving to a new city or town in the foreseeable future. Therefore, it pays to eliminate distractions that may hinder your packing efforts.

For example, if you spend several hours each day browsing the web, you may want to use some of this time for packing. You can even reward yourself with a few minutes of exploring the web for every hour that you pack.

Remember, you need to pack your belongings to ensure you can vacate your current address by a specific date. If you remove distractions along the way, you can increase the likelihood of packing all of your belongings in time for moving day.

3. Reach Out to Family Members and Friends for Assistance

Contact family members and friends for assistance as you prep for moving day – you'll be glad you did. These loved ones may be able to lend a helping hand with packing. Plus, family members and friends likely will hold you accountable for your actions and ensure you can stay on track with your packing goals.

Lastly, if you require additional help with your upcoming move, you may want to reach out to a real estate agent. This housing market professional can put you in touch with the best moving companies in your area to help you streamline the moving process.

Remove the risk of packing procrastination – use the aforementioned tips, and you should have no trouble preparing for moving day.




Tags: packing   packing to move  
Categories: packing   packing to move  


Posted by Cheryl Caldwell on 5/29/2020

If you want to sell your house and achieve the optimal results, it helps to plan ahead as much as possible. Lucky for you, we're here to help you get ready for the home selling journey.

Now, let's take a look at three tips to help you plan ahead for selling your residence.

1. Conduct a Home Inspection and Appraisal

What you originally paid for your house is unlikely to match your home's current value. Fortunately, you can perform a home inspection and appraisal to ensure that you can price your house appropriately.

During a home inspection, a property expert will examine your house both inside and out. This property expert will identify any underlying problems with your house, allowing you to address such issues before you list your residence.

Meanwhile, a home appraisal ensures that you can receive a property valuation based on the age and condition of your residence, as well as pertinent housing market data. This appraisal enables you to better understand how to price your house, enabling you to establish a competitive initial asking price.

2. Enhance Your House's Interior and Exterior

A dazzling home interior and exterior can make a world of difference for any home seller, at any time. If you dedicate time and resources to perform home upgrades, you may be able to boost the likelihood of a fast, profitable home sale.

To enhance your house's interior, you may want to remove as much clutter as possible from your home. That way, you can make it easy for homebuyers to envision what life may be like if they buy your house.

Furthermore, you should trim the front lawn, clear outdoor walkways and do everything you can to improve your house's exterior. Because with a stunning home exterior, your home's curb appeal will increase, making it more likely than ever before that potential buyers will fall in love with your residence as soon as they see it.

3. Collaborate with a Real Estate Agent

If you're uncertain about how to plan ahead for the home selling journey, there is no need to worry. In fact, you can hire a real estate agent, and this housing market professional is happy to help you get ready to sell your house.

A real estate agent is a housing market expert who will learn about you and your home selling goals. Then, this housing market professional can help you develop an effective plan to sell your house and maximize its value.

In addition, a real estate agent will serve as an expert guide throughout the home selling journey. He or she will help you craft an engaging and informative home listing, promote your house to the right groups of buyers and review any offers on your residence.

When it comes to selling a house, it may be a good ideal to plan ahead. If you use the aforementioned tips, you can create a home selling strategy that ensures you can quickly and effortlessly navigate the home selling journey.