Cheryl Caldwell - William Raveis - The Dolores Person Group



Posted by Cheryl Caldwell on 11/27/2020

Confidence can play a major role in the homebuying journey. If a homebuyer is confident in his or her ability to evaluate a house, this individual may be better equipped than others to complete a successful home purchase. Conversely, a homebuyer who lacks confidence may struggle to identify his or her ideal residence, resulting in a long, arduous homebuying journey.

Becoming a confident homebuyer may be easier than you think. In fact, there are several key attributes of successful homebuyers, and these traits include:

1. Resourceful

A confident homebuyer makes the most of the time and resources at his or her disposal. By doing so, this buyer can identify housing market patterns and trends and map out a successful homebuying journey.

Typically, a confident homebuyer performs deep real estate market data analysis. By obtaining comprehensive housing market insights, this buyer can take an informed approach to purchasing a residence.

2. Conscientious

A confident homebuyer is willing to do what it takes to acquire a home. As such, he or she will take a conscientious approach to the homebuying journey, as well as ensures that both a buyer and seller can achieve the optimal results.

For example, a confident homebuyer may be willing to negotiate with a seller to determine a price that works for both sides. This buyer also may make sacrifices along the way to guarantee a home sale is a seamless transaction for all parties involved.

3. Persistent

A confident homebuyer has a no-quit attitude and will go above and beyond the call of duty to purchase a terrific house at a price that fits within his or her budget. Therefore, this buyer displays persistence throughout the homebuying journey.

With a persistent attitude, a homebuyer can boost the likelihood of discovering his or her dream house. This buyer will keep track of new houses in cities and towns where he or she would like to live. And if the right home becomes available, this buyer won't hesitate to submit a competitive offer on it, either.

When it comes to buying a house, it helps to enter the real estate market with plenty of confidence. If you consult with a real estate agent, you can build your homebuying confidence in no time at all.

Oftentimes, a real estate agent will meet with a homebuyer and learn about this individual's goals. A real estate agent then will help a buyer plan for the homebuying cycle, ensuring he or she is fully supported at each stage of this process.

A real estate agent also is an expert resource to a homebuyer. And if a homebuyer has any questions throughout the homebuying journey, a real estate agent is happy to provide responses.

For those who are ready to pursue their dream home, it helps to become a confident homebuyer. If you collaborate with a real estate agent, you can enter the real estate market with the confidence that you need to thrive.




Categories: Buying a Home   buying tips  


Posted by Cheryl Caldwell on 11/20/2020

Photo by bottlein via Pixabay
 

Your guest room can become a relaxing and inviting retreat -- instead of an afterthought -- and allow you to host visitors at a moment's notice. While decor, bedding and other pieces will help you create a comfortable and inviting space, these tips will elevate your guest room to a luxurious retreat and make you the most in-demand host in the family. 

Special Touches for the Perfect Guest Room

Go for Luxury: High quality linens, a cashmere throw and luxury soaps will make your room feel like a cozy and special retreat; invest in a few special items and you'll make a big impression on your guests. Consider adding a few small but helpful amenities, including new toothbrushes and toothpaste in the bathroom and toiletries; these welcome additions could prevent a quick run to the store on arrival day and will make your guests feel welcomed. 

Offer Info: If you live near some attractions, areas of interest to visitors or even entertainment districts, stop by your own town welcome center or chamber of commerce occasionally to pick up brochures of some top attractions. Many of these colorful guides also feature promos and coupons just for visitors, so supplying these to out of town guests makes it easy for them to get around. Replace these every year or so, or when they have been used, so you always have something on hand for guests. 

Passwords and Keys: Display the Wi-Fi password and any other details in a prominent place. You can buy or make a custom plaque or sign for this purpose -- even a small, decorative chalkboard will work. This will allow guests to log-in right away and access email, work and entertainment for the duration of their stay. This is also a good spot to add a house key on a decorative ring and any other passes your guests may need. Pool passes, clubhouse tags and even gate passes or tags may be needed to get around easily in your neighborhood, and keeping them handy means you won't be scrambling to find them when guests arrive. 

Think about where guests might want to visit, how they will get around and what they might need as you set up your room. When you've finished decorating, spend a night or two sleeping in the guest room. You may discover it gets very cold at night, or that a nightlight is needed for safe access to other parts of the house. Once set up, your guests will love visiting your luxurious and thoughtfully appointed space, and you'll find getting ready for visitors a breeze. 

 




Categories: Home Living  


Posted by Cheryl Caldwell on 11/13/2020

Want to buy a house for the first time? Create a budget, and you can move one step closer to transforming your homebuying dream into a reality.

Now, let's take a look at three budgeting tips that every first-time homebuyer needs to know.

1. Don't Wait to Start Saving for a Down Payment

In most instances, a down payment on a home ranges from 5 percent to 20 percent. With a large down payment, you may be able to reduce your monthly mortgage expenses.

A lender may be more willing to provide you with a favorable mortgage if you can afford an above-average down payment. This means if you have plenty of money for a down payment, you could save money over the life of your mortgage.

2. Take a Look at Your Outstanding Debt

Student loan charges, credit card bills and other outstanding debt may make it tough for you to get the financing that you need to buy a house. Fortunately, if you pay down your outstanding debt as much as possible, you can boost your chances of buying your dream house.

Evaluate your current spending and make cuts if possible. For example, if you dine out several times a week, it may be more cost-effective to buy groceries and cook your own meals. Then, you'll have extra money that you can use to pay off outstanding debt and save for a house.

3. Understand Your Credit Score

Do you know your credit score? If not, you may be missing out on opportunities to eliminate outstanding debt and increase your home savings.

You are eligible for a free annual copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). Take advantage of this perk, and you can receive insights into your credit score.

If you obtain your free credit reports and find outstanding debt, you should try to pay off this debt sooner rather than later. Because the longer that you wait to pay off outstanding debt, the longer it may take you to acquire your ideal residence.

Furthermore, if you discover errors on a credit report, contact the reporting bureau immediately. This will enable you to fix any report errors before you get a mortgage.

If you need additional assistance as you map out a homebuying budget, it often pays to collaborate with a bank or credit union. In addition to providing you with multiple mortgage options, a lender will offer expert recommendations to help you budget for your first home purchase.

Lastly, don't hesitate to reach out to a real estate agent as well. This housing market professional is happy to help you get in touch with the best lenders in your area. And when you're ready to kick off your inaugural homebuying journey, a real estate agent can provide you with the support you need, precisely when you need it.

Use the aforementioned tips, and you can establish an effective homebuying budget.




Tags: Buying a home   budgeting  
Categories: Buying a Home   budgeting  


Posted by Cheryl Caldwell on 11/12/2020

This Condo in Amesbury, MA recently sold for $1,075,000. This Townhouse style home was sold by Cheryl Caldwell - William Raveis - The Dolores Person Group.


60 Merrimac St, Amesbury, MA 01913

Condo

$1,150,000
Price
$1,075,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
WATERFRONT PERFECTION! The largest unit at Hatter's Point is now available and provides your opportunity to make the lifestyle change you've been dreaming of! Hatter's Point is an architecturally rich mill conversion perfectly situated along the banks of the Merrimack River and the incredible views of the waterfront and neighboring Maudsley State Park are unparalleled. Flooded with light, the open concept first level features exposed brick, floor to ceiling windows, tray ceilings and hardwood flooring. The fireplaced library with custom millwork is exquisite (and has potential as a 1st floor master if desired). Spa worthy master bedroom suite with walk-in closet, 3 spacious bedrooms, addtl full bath and laundry area round out the 2nd floor. Expansive decks span the length of the 1st and 2nd floor providing plenty of outdoor space on both levels. 2 car deeded garage parking, excellent storage/closet space. Opportunity is knocking - will you answer?

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Tags: Amesbury   Real Estate   Condo   01913  
Categories: Sold Homes  


Posted by Cheryl Caldwell on 11/6/2020

If you recently listed your home, you may expect many offers to purchase to come your way in the near future. However, the house selling journey can be difficult to navigate, and there are many signs that indicate offers to purchase your home may be unlikely to arrive any time soon. These signs include:

1. Homebuyers are not scheduling showings.

Homebuyers often set up showings to view residences. And if buyers like what they see during a showing, these individuals may request a second showing or submit an offer to purchase a house.

Comparatively, a seller who receives no home showing requests for many days, weeks or months after listing a residence may be in trouble. This seller may need to perform home upgrades to help his or her residence stand out from the competition. Or, the seller may need to lower his or her house's initial asking price.

2. Homebuyers are not attending open houses.

An open house event is designed to provide buyers with an enjoyable experience. The event allows buyers to walk through a residence at their own pace. And if a buyer likes a house, he or she may request a one-on-one showing or submit an offer to purchase.

On the other hand, if no buyers attend an open house, a seller may need to modify his or her property selling strategy. This individual should consider the buyer's perspective closely and think about why buyers may choose to avoid his or her residence. Then, the seller can tweak his or her house selling strategy accordingly.

3. Comparable houses in your area continue to sell.

If a seller finds his or her residence lingers on the real estate market while similar houses sell quickly, there may be one or many problems with this individual's house. Although a seller may wonder why his or her house fails to stir up interest from buyers, a real estate agent can offer expert support. In fact, a seller can work with a real estate agent to determine the best course of action to promote his or her house to the right buyers.

Typically, a real estate agent meets with a house seller and helps this individual craft a property selling strategy. A real estate agent and home seller work hand-in-hand to figure out how to list a house, showcase it to buyers and maximize the residence's value. And when a real estate agent and home seller put a home selling plan into action, the results can be significant.

Let's not forget about the support that a real estate agent provides once a seller receives an offer to purchase, either. At this point, a home seller may be uncertain about what to do. But a real estate agent will help a home seller review all possible options and make an informed decision.

Simplify the house selling cycle – hire a real estate agent, and you can get the help you need to generate interest in your home as soon as it becomes available.







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